
Credit Life Insurance
Credit Life Insurance offers vital financial protection.
Income Protection
Your greatest asset is your ability to earn an income.
Funeral Cover
Funeral Cover pays a specified amount in the event of a death
Will
Life can get pretty hectic, but taking the time to draft your will is really important and can give you peace of mind.
Credit Life Insurance
DCCP’s Credit Life Insurance offers vital financial protection by covering the instalments of your credit agreements in case of emergencies, such as death, permanent or temporary disability, retrenchment, and severe illnesses. The National Credit Act requires credit agreements to be covered by credit life insurance, meaning you are likely paying for this insurance on almost all your credit agreements without even being aware of it. The premiums for this insurance are included in your monthly credit instalments and can often be very expensive, putting you at a disadvantage.
But here’s the good news: The law gives you the right to seek coverage elsewhere. By replacing your existing credit life insurance policies with a DCCP policy, you can enjoy the same benefits at a lower premium. This move can save you a significant amount of money each month.
Income Protection Cover
Your greatest asset is your ability to earn an income. The DCCP Income Protector helps you safeguard this crucial asset. There are three different options to choose from, designed to provide you with a monthly income in the event of:
- Accident and illness
- Unemployment/Inability to earn an income
- Severe illnesses
This cover is not only beneficial for you but also ensures that you continue to receive an income when any of the above events occur.
Funeral Cover
DCCP Funeral Cover pays a specified amount in the event of a death, ensuring that the costs of a funeral are covered so that family members do not have to struggle financially during this difficult time. DCCP has designed three options to choose from, specifically catering to the needs of debt counselling clients. This policy covers the client, their spouse, and up to 5 children.
It is essential for debt counselling clients to have funeral cover, not only to take care of themselves but also their loved ones, as the costs associated with the death of a loved one can cause the client to deviate from the debt counselling process.
Will & Testaments
With the guidance of a dedicated specialist consultant who is there to assist you every step of the way, complimentary collection and safe-keeping services to ensure the security of your will, and the flexibility of making unlimited amendments at no additional cost, our services provide a seamless and stress-free solution for protecting your will.

