Janet Homann Does Your Debt Expire? Are you struggling with old debt that seems to follow you everywhere? You might be surprised to learn that in South Africa, some debts have an expiration date. This legal concept, known as prescriptio...
Janet Homann How to Remove a Default from Your Credit Record in South Africa Having a default on your credit record can make life difficult. It affects your ability to get loans, open accounts, and even secure a rental agreement. If you're struggling with a default, you may be... Defaulting
Janet Homann Love, Money & Credit: Why One Partner’s Bad Credit Can Affect Your Financial Future When two become one in a relationship, their financial decisions can significantly impact their shared future. Many couples overlook how one partner’s bad credit score can influence major financial mi...
Janet Homann Brace Yourself: South Africa’s Fuel Price Hike in February 2025 The cost of living in South Africa is set to rise again, with significant increases in fuel prices expected to take effect on February 7, 2025. Motorists and businesses alike will need to prepare for ...
Janet Homann How to Save Your Own 13th Check Let’s be honest—December is expensive. Between festive celebrations and school expenses for the new year, it can feel like there’s never enough money to go around. But what if you didn’t need to rely ...
Janet Homann How to Recover Financially After December Overspending The holiday season can leave many people feeling financially drained, especially when debt takes up a significant portion of monthly income. For those without access to medical aid or a robust savings...
Janet Homann Unlocking Financial Freedom with The CS Group Are you feeling overwhelmed by debt or struggling to achieve financial stability? At The CS Group , we understand the challenges that come with managing your finances. That’s why we offer comprehensiv...
Janet Homann Stay on Track This December December is a time for celebration, family, and giving. However, if you’re under debt review, it’s also crucial to stay committed to your financial obligations. Missing your debt review payment during... Debt Review
Janet Homann The Debt Counselling Process The Application Process Voluntary Application (Form 16): Consumers voluntarily initiate debt counselling by submitting a completed Form 16 along with necessary documentation to a registered Debt Couns... Debt Counselling Debt Review
Janet Homann Who Conducts Debt Counselling? Debt counselling is an essential service designed to assist individuals struggling with debt management. The process is conducted by a registered professional known as a Debt Counsellor (DC) . Let’s t... Debt Counselling Debt Review Registered Debt Counsellor
Janet Homann What is Debt Counselling? Debt counselling, or debt review, is a formal debt relief mechanism introduced by South Africa's National Credit Act (NCA). Its primary goal is to assist individuals who are over-indebted—those whose ... Debt Counselling Debt Relief Debt Review
Janet Homann Understanding Debt Counselling Fee Structures If you're struggling with debt, you might have heard about debt counselling as a way to get back on track. But what does it cost, and what should you expect? Let's break down the Debt Counselling Fee ...
