Janet Homann Love, Money & Credit: Why One Partner’s Bad Credit Can Affect Your Financial Future When two become one in a relationship, their financial decisions can significantly impact their shared future. Many couples overlook how one partner’s bad credit score can influence major financial mi...
Janet Homann The Debt Counselling Process The Application Process Voluntary Application (Form 16): Consumers voluntarily initiate debt counselling by submitting a completed Form 16 along with necessary documentation to a registered Debt Couns... Debt Counselling Debt Review
Janet Homann The Importance of Reading and Understanding Every Document You Sign In an era where legal and financial commitments can profoundly affect your future, it’s essential to approach every document you sign with the utmost caution. Renee Marais, a contributor to the DEBT R... Consumer Protection Document Signing Tips
Janet Homann Why the NCR Cannot Remove Debt Review Status and the Importance of a Registered Debt Counsellor The debt review process, which came into effect through legislation in 2007, is a valuable support system for many South Africans dealing with heavy debt burdens. While it offers hope, it can also lea... Clearance Certificate Debt Review ITC Clearance
Janet Homann Points to Think About on Your Credit Record Credit Profile: A Reflection of Your Financial Past The Impact of Your Credit Score on Financial Opportunities How Payment History Shapes Your Credit Record Credit Utilization Ratio: Why It Matters Le... Fix Credit Report ITC Clearance Improve Credit Score
Janet Homann Exit Debt Review Exiting debt review is not a simple cancellation. Once you’re in debt review, it remains on your credit record unless you meet specific conditions outlined by the law. Here’s what you need to know to ... Clearance Certificate Debt Review Debt Review Removal ITC Clearance
Janet Homann Understanding the Importance of a Clearance Certificate in Debt Review A Clearance Certificate is an important document for consumers who have completed debt review. It signifies that all financial obligations have been met under the credit agreements that were included ... Clearance Certificate Debt Review ITC Clearance
Janet Homann Navigating Credit Issues: A Guide for Those Affected by Deregistration Dealing with credit issues can be overwhelming, especially when unexpected complications arise from situations like deregistration from an educational institution. We recently encountered a case where... ITC Clearance
