Our Services
Fix Your Credit & Clear Your Name
At CS Clear, we help you remove debt review, clear paid-up judgments, remove defaults, challenge prescribed debt, and check your full credit report. If bad credit is holding you back, we can help you fix it and legally.
Want to get out of debt review? If you have paid up your debts, we can help you:
✔ Get your Debt Review Clearance Certificate (Form 19).
✔ Update your status with credit bureaus so banks can see you’re no longer under debt review.
✔ Guide you through the process quickly and legally so you can apply for credit again.
Important: You can only leave debt review once all debts (except home loans) are settled.
A default on your credit report makes it harder to get approved for loans, credit, or even rent a home. We help by:
✔ Removing a default after it has been fully settled.
✔ Ensuring your credit profile is updated correctly at the credit bureaus.
✔ Improving your credit score so you can apply for loans, credit, or rentals.
Important: A default must be fully paid off before it can be removed from your credit report.
A judgment is a serious mark on your credit record and can stay there for up to 30 years if unpaid! We assist with:
✔ Removing a judgment after it has been fully settled.
✔ Ensuring your judgment status is updated at the credit bureaus.
✔ Helping you restore your credit profile so you can apply for financial opportunities.
Important: A judgment must be fully paid off before it can be removed.
Certain debts legally expire after three years if the creditor has not taken action. If a debt is prescribed, you are not legally required to pay it. We assist by:
✔ Checking if your debt qualifies as prescribed and should be removed.
✔ Ensuring credit bureaus update your report correctly.
✔ Protecting you from illegal debt collection tactics—many agencies still try to collect expired debts unfairly.
Important: Creditors cannot legally demand payment on prescribed debt, but you must not acknowledge or make a payment on it, as this can reset the debt’s status.
Understanding your credit report is the first step to fixing your credit score. We provide:
✔ A detailed credit report from major credit bureaus.
✔ A personalised breakdown of your financial status and how to improve it.
✔ Expert advice on what’s helping or hurting your credit score.
Important: We do not offer free credit reports because we provide more than just numbers—our report includes expert analysis and guidance on how to improve your credit score.
Take Control of Your Credit Today!
📞 Call or WhatsApp us now to start clearing your credit record. Don’t let bad credit hold you back any longer!
What you will get
We’ve got you covered!
Years of expertise in credit clearing.
We follow the correct legal process.
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